Explore retirement strategies designed to protect your savings from market losses, create reliable income, and help provide greater financial security throughout retirement.
RETIREMENT & ANNUITIES
What are annuities?
Protection and growth for the retirement you've worked for.
Protection from Market Losses
Certain fixed and fixed indexed annuities protect your principal from direct market losses, helping provide stability during volatile markets.
Tax-Deferred Growth
Interest grows tax-deferred, meaning you generally won't owe taxes on gains until money is withdrawn.
Retirement Income Options
Annuities can be structured to provide withdrawals or guaranteed income, depending on the product and strategy selected.
WHO SHOULD CONSIDER AN ANNUITY?
Annuities may be worth considering for people approaching or living in retirement who want greater protection, predictability, or income from a portion of their savings.
As retirement gets closer, protecting a portion of your savings from major market losses can become increasingly important.
An annuity can provide a protected portion of your retirement strategy that isn't directly exposed to market declines.
Certain annuity strategies can help turn accumulated savings into dependable withdrawals or guaranteed lifetime income.
CHOOSING AN ANNUITY
Choosing the right annuity starts with understanding what you need your money to accomplish: protection, growth, income, or a combination of all three. The right strategy should complement your existing retirement assets while providing the flexibility and security your retirement plan needs.
HOW IT WORKS
We'll start with your goals, current savings, income needs, risk tolerance, time horizon, and concerns about retirement.
We'll evaluate strategies and available products to help you understand the potential benefits, limitations, costs, and tradeoffs.
If an annuity fits your needs, we'll help you select an appropriate strategy and guide you through the application and implementation process.